Places That Don’t Accept Discover Credit Cards

Discover credit cards have come a long way in terms of acceptance, but there are still some places where they are not welcome. Despite being accepted at around 99% of places that take credit cards, there are still a few notable exceptions.

One major retailer that does not accept Discover cards is Costco. Costco only accepts Visa credit cards at its warehouses, but you can use your Discover card if you order through delivery apps like Uber Eats or Instacart. While this may come with additional fees, it’s a workaround for those who prefer to use their Discover card for Costco purchases.

Some local businesses and restaurants also do not accept Discover cards due to slightly higher processing fees compared to Visa and Mastercard. However, many small businesses are now using payment processors that accept Discover, or have added Discover to their list of accepted credit cards to keep up with its popularity.

When traveling abroad, it’s also important to note that Discover cards may not be widely accepted. While the company is expanding its international presence, it’s still not as widely accepted as Visa and Mastercard. It’s recommended to have a Visa or Mastercard as a backup when traveling to ensure you have a widely accepted payment option.

Despite these limitations, Discover credit cards have improved their acceptance rates over the years and remain a popular choice for many consumers. Having multiple credit cards on hand can ensure you have a payment option that works wherever you go.