Arizona Millennial Shares Struggle with Credit Card Debt and Multiple Jobs

Millennial TikToker Jourdan Skirha from Arizona is making waves on social media with her emotional video detailing her struggles with credit card debt despite working three jobs. Skirha, like many others in her generation, is feeling the financial strain of adulthood and the rising cost of living expenses.

In a recent Deloitte survey, it was revealed that 37% of millennials have taken on a second job to make ends meet, a trend that has been on the rise since 2022. With so many people struggling to stretch their income, Skirha’s story resonates with many who are facing similar challenges.

Skirha’s advice for those feeling overwhelmed by their bills is to start with a finances detox. By monitoring expenses and cutting down on essential costs like home and auto insurance, individuals can free up more money to put towards savings and investments.

Personal finance expert Ramit Sethi suggests a formula for managing take-home pay, allocating a percentage towards fixed expenses, savings, and investments. Tools like Acorns can help individuals automate their savings and investments, making it easier to grow wealth without much effort.

One key piece of advice from Skirha and financial experts alike is to put away the credit card and avoid falling into a cycle of debt. With the nation’s credit card balances reaching record highs, it’s important for individuals to be mindful of their spending habits and prioritize paying off debt.

For those looking to consolidate their debt and pay it off more efficiently, platforms like Credible offer personalized debt consolidation loan options from vetted lenders. This can help individuals streamline their debt payments and save money on interest in the long run.

Skirha’s story serves as a reminder that financial struggles are common, but with the right tools and strategies, it is possible to improve one’s financial situation and work towards a more secure future.